GROUP EXPENSES · BUILT FOR INDIA

SETTLESHIP

A flight computer for shared expenses. Log what's spent, watch balances drift, settle instantly over UPI — no commission, no middleman.

No commissionUPI directSmart splits

Expense apps shouldn't meter honesty.

Most splitting apps cap how many expenses you can log for free, wrap the app in ads, and lock receipt scanning behind a subscription. SettleShip only does one job — tell you exactly who owes whom — and hands the actual payment to your own UPI app. The money never touches us, so there's nothing to meter.

// SYSTEMS ONBOARD

The full instrument panel

UPI-Native Settlement

Every debt becomes a real UPI deep link or QR code. Money moves peer to peer, straight to a bank account — never through our servers.

Debt Simplification

The orbit view collapses a tangle of who-owes-whom into the fewest possible transfers, so five debts become two.

Receipt OCR

Photograph a bill and get an itemized breakdown automatically.

Itemized Splits

Assign the biryani to one person and the lassi to three others. Splits don't have to be even to be fair.

Live Telemetry

Spend by category and by crew member, visible at a glance.

Offline-Ready

Log expenses without signal — the ledger catches up the moment you're back online.

// SYSTEMS COMPARISON

SettleShip vs. a typical splitter

SystemSettleShipTypical app
Daily expense limitNone~3–5/day (free tier)
AdsNoneYes, free tier
Receipt OCRFreePro only
Spending analyticsFreePro only
UPI settlement linksNativeNot built in
PricingFree~$5/mo (~$40/yr) for a Pro tier

Figures for the comparison column reflect a well-known free-tier splitting app's publicly listed pricing and limits as of mid-2026, and may change.

// FLIGHT SEQUENCE

How it works

01

Log

Add an expense and split it however it actually happened — evenly, by item, or with custom shares.

02

Align

The orbit view shows exactly who's drifted from balance and by how much, at a glance.

03

Dock

Tap a vector, send real money over UPI or WhatsApp, and watch the status light turn green.

Ready to align your ledger?

SETTLESHIP

NO COMMISSION · UPI DIRECT · © 2026 VESSEL 0417